Quote Originally Posted by stevewool View Post
50,000php is not really a bad figure if you are going to use it, and it will cover all that you require too
Even if you to not suffer any medical conditions that year, you can still use the out patient benefits up to a certain amount.
We have a combo plan with Caritas Health Shield which is a good bit cheaper than 50k. Even if we do not suffer any medical problems that year, it still allows us to take a full annual physical examination, preventive health care counseling and up to four visits to the dentist worth 30k that year.