Quote Originally Posted by mick foreman View Post
I am flying out to the Phili on June 5th with the hope of helping my wife apply for her spouse visa , One thing that does concern me is that of my savings and bank balance ,
They have taken a severe hammering this last 9 months and especially since Christmas , as I was in the Philippines for Christmas and new year and then to sort Moneras papers out correctly .My earnings for the previous tax period are well in excess of the minimum requirement being just over £30.000 . I send Monera an allowance of £180.00 pounds each month for her rent and food as she lost her job 14 months ago , But with the other problems we have had to overcome and the money I have had to send out my spending has been greater than my earnings will this affect our visa application ??
Nothing to worry about at all Mick.

Concerning finances you only need to comply with the appropriate income threshold (for a couple that's £18,600 gross per year.)

UKVI have no interest in your either your spending habits or your liabilities .

You must however submit all of the following evidence:-

- Payslips covering the 6 months prior to the date of application submission.

- A letter from your employer who issued the payslips to confirm your employment and gross annual salary, the length of your employment, the period over which you were paid the level of salary the type of employment (permanent, fixed-term contract or agency etc).

- Bank statements covering the corresponding period as the payslips that show the salary being paid into your account.

If you're lucky and happen to have your 2013/2014 P60 then include it.
Likewise, if you have a signed contract of employment then include that too.
The deadline for P60's to be issued this year is 31st May so you should have it to hand by the time you leave UK.
I wouldn't bother including any previous P60 as that only references the period 2012-2013 which is of no use and can even lead to confusion..

You don't need to include anything about savings unless you relying on cash savings to fill a gap on income.
UKVI will only count savings above £16,000 factored for the future 30 months anyway.

have a safe trip and Good Luck Mick