Very interesting thread and useful posts.
Glad to report nothing has emerged so far to delay or halt my plan to relocate.
Over the past few years we have concentrated on establishing a Philippine based income stream to cover as much of the daily living costs as we can.
We've also been fortunate enough to have self-remitted cash savings as and when a good RoE came along.
We're both happy to live a fairly simple life, although we do hope to travel extensively.
Finances has always been the major challenge in terms of minimising the impacts of RoE's
Not much I can do about my UK sourced pensions so we'll just have to take those ups and downs on the chin.
My wife has some ideas for small business developments to keep herself busy and hopefully to generate cash.
The health issues are of course very important.....we've discussed this so many times.
On a personal level I've happily accepted that once I'm in the Philippines I'm staying.
On that, I've also made sure that when I'm gone my wife will have sufficient income to maintain not just her independence but also a comfortable life.
I've been driven by a strategy to move whilst I'm still fit and healthy enough to make the most of time.
I've got no family, no properties and no ties in UK
I've got plenty of family, a number of properties and some strong ties with Philippines.