Well I have been paying into my State Pension since starting work at 17, so there are lots of years that has been put away.

Will I make it to retirement age? Who knows? I hope I do and many many more years past the date too.

I have been doing a lot of adding and taking away to see if its possible to go in the next year or so, and yes I know I cannot get my State pension till I reach 66. 10 more years to go before that date.

I have been doing an online forecast for my State Pension with the government site, and they have forecast I am into this new pension, and they can only forecast what I may receive. The grand total is £113 and pence, this is the lower amount they say.

I have paid National Insurance since day 1 of work and I thought there may have been a little more in the kitty to support me in my old age, and Emma and the rest of the family in the Phils too