Best banks

[fred]

BPI have a sterling account but never has any actual Sterling!
Their exchange rates are diabolical and we have to have an Indian money changer that has a BPI account in Cebu that meets us at the bank..
He deposits the Pesos into our account with an excellent rate via the teller and when the funds are confirmed, she sends over the Sterling via our account to his sterling account in Cebu.. What a palava!

On the whole though, BPI are pretty good for everyday banking purposes.

[sars_notd_virus]

BPI have a sterling account but never has any actual Sterling!
Their exchange rates are diabolical and we have to have an Indian money changer that has a BPI account in Cebu that meets us at the bank..
He deposits the Pesos into our account with an excellent rate via the teller and when the funds are confirmed, she sends over the Sterling via our account to his sterling account in Cebu.. What a palava!

On the whole though, BPI are pretty good for everyday
banking purposes.

I am not sure how it works at your end Fred but BPI works fine with me here in UK and even when we are in the Ph.
Basically the same exchange rate/charges with PNB ...I only keep my PNB Account because I've worked with them before (still holding on my old account since I was a teenager) and could be reliable when I plan to settle in a different country and not the PH/UK as PNB has got more affiliate banks in the world.