Phew! , Marylen. ... maybe it's down to me getting old! Although ... ... if I'm being completely honest, I'd have to admit that, never having been particularly business-minded at any point in my life, I found this thread of yours a bit of a hard read, quite frankly.
Nonetheless, it has to be said, I certainly cannot dispute your obvious ability; moreover, I admire your sheer tenacity and wish you every success with your enterprise.