folks ... don't wish to "rock the boat" but I've no desire to settle in the Philippines, for a number of MAIN reasons, viz:

Temperatures are far too humid for my liking

Being a diabetic, I need regular health checkups and simply couldn't afford the cost of either the various medications or the notoriously expensive hospital treatment.

But MOST IMPORTANTLY ... I'd dreadfully miss my immediate family.

Now I expect anyone reading this post might be thinking, "what about Myrna's many relatives and friends??" Well ... as it happens, Myrna's parents are no longer alive and each of her five brothers are married with their own families. Besides ... ... she likes (indeed actually prefers) living here in the UK, has adjusted admirably to the culture, maintains regular video-cam contact with those back home and - being naturally outgoing - formed loads of new friendships.