Hi Mike, sounds like you are a man with a plan,
We all seem to have a plan but some take a little longer to form then others,
I too am planning to retire over to the Phils once the wife says lets go,
You are right about boredom factor, but that can be sorted with new friends and hobbies that may not cost to much,
I have lots of ideas but like you say thats for another time if people are intrested