I was told before I ever went to the Philippines, if you lend money to family you will never see it again. So I decided, if asked (like Steve said) write it off as a gift. So far, I,ve been lucky as in not to have been asked to lend them anything, but more to help in dire situations. Like last year in CDO - when they suffered big floods - the bro' in law,s house was practically washed away. Then I was happy to help him. But overall, the requests have been small - due to the fact that my missus is as tight as a duck,s ass, lol. She won,t lend unless she knows she will get it back, lol.