Latest news - Sky have come back offering me 50%. I said, "no, not till you give me it for £20 a month as I was paying before".

My contract was nearly up for Virgin Broadband and I managed to get £8 a month knocked off - bringing it down to £23 - still expensive but I'm on very fast speed and, of course, I get all my music, Blu Rays and PC games for nothing, so can't complain.

Just got rid of milkman - was paying £16 a month for 4 pints a week - felt a bit guilty, but it's far cheaper in the shops, even buying Cravendale milk which is the best, as it's filtered so it tastes better and lasts a week.

Mobile not due till July, and I won't get a decrease as I want the new Samsung Galaxy 6 due to be unveiled on Monday. I pay £39 a month, but have unlimited everything and don't pay for 0845 and similar numbers. I will hopefully sell my S4 to pull a bit back.

So worth it, just to spend 20 mins haggling on the phone.