Introducing myself as a new member here

[Terpe]

Owning a property in the Philippines is not a requirement for a family visit.
It's just one factor that may be useful in demonstrating strong ties to home.

The keys to focus on are:-

1. Access to funding sufficient to cover costs for the duration of the visit.
2. Strong enough ties to your country that on balance provide more reasons to return home than to overstay.

In your case you also need to convince the ECO that there'll be no repeat of overstay.

[Cainta2015]

Thank you so much Sir Terpe...What a relief your advice to us! though its a very tough work to be done I rather think how to say it in a very convincing manner because, it seems that my previous reason for my overstaying didn't work out ...My reasons in my handwritten letter attached to my application is my mother died and I'm not ready to go home for I want to stay close to my family there in UK for more months to be with my grandchildren ...not knowing it's prohibited as visitors to do it... so sometimes ignorance about law causes mistakes...I admit I'm wrong ...I have no reason to say but still the same so I'm worried it will be refused again next time....