A lot of friends of mine send money to Thailand via Nationwide Flex Account - no transfer fees, just send her a card. I presume there are enough ATMs in Angeles for me to do it that way.
This is what i am using now. My husband left his nationwide flex account atm card. You can withdraw money at any atm machine that will accept a visa card. Ian you can save your fee for sending the money to mae and there is no bank charge when she will withdraw money from any bank in the philippines.
