Well it's here, this month, April - things are a changing for the private pension. How this will affect you or me, GOD KNOWS.

There has been that much stuff in the press and on the news too, that it is so confusing. Lots will be after your money - they will say invest here or there and you may get this or that. Yes, great if you do get what they are saying but who knows? All I know is, they will get their charges from you and that is all that matters to many of them.

Myself, I may just read all I can. I don't want to touch it while I am working. I will wait till I am not having a wage, that way I will not be paying tax on what I may receive as long as it's below the tax threshold I think, but I am sure someone will tell me. I hope.