Thanks Peter for such valuable information, lots of reading to do,
I am not ready just yet so these plans are a long time in making,
Simon you are right , we are renting out our house here when we do make the move that plus two little pensions should bring in more then enough for what i am needing, this is before the state pension comes in, plus what i am doing now is saving for the just in case, but how much do you want for the just in case,
Surely that amount is for emergencies , some say £5000, some say £10,000 , but what if you have £100,000 now having that amount just sitting there waiting for the just in case is a little silly,
So my way of thinking if we want that expensive thing , a trip here into the hundreds, thousands , well we have that, plus the money we dont use from month to month too, lots of planning still to do before we make that trip,
Great if this all happens, but as they say stranger things can happen at sea they say