Steve ... you've obviously thought long and hard about the future - what it holds for you and Ems; indeed, I can see you're still thinking about it - very, very carefully.

........ 's no bad thing - weighing up the [many] pros & cons - AND, even though, for Myrna and I, living in the Philippines isn't really an option, due to family ties and, not least (on my part) declining health arising from the onset of old age, ... I wish you BOTH all the very BEST in whatever course of action you'll [eventually] decide to take as a couple.