Thank you so much for that, now all I have to do is to wait till he gets in so we can complete this part of the application and then get ourselves ready to apply. Keeping my fingers crossed though that there won't be changes with the application.


And Peter, my hubby said thank you for explaining about what he needs to get from the bank. Luckily, he can easily ask that from his bank in Scotland so he won't have any problem with it.