Hard luck, we've all got it coming. I drive in the Philippines and don't really have an issue, I'm never in a rush but do 100-110 on the SLEX/Skyway as its safer to go with the flow. I'm sure one day something will happen out there, and of course it will be my fault whatever the situation... I'm most worried about hitting someone without lights coming toward me in my lane - I am extra vigilant for this (same problem driving in the Middle East where you don't see them until they're on your bonnet smiling).

I recently changed my daily drive in the UK for a Merc CLS which is a bit too quiet, and despite 25 or so years of no tickets I got caught twice by unmarked cars in the UK in the past few months. I only got 3 points luckily (and I was very lucky not to get anything other than an awareness course for 90mph along the A5 with an unmarked Passat trying to keep up with me for 15 miles )