Medical Insurance

[SimonH]

This may be of some use to others here

Just out of curiosity I rang my travel insurance company yesterday to enquire about a policy that would allow me to spend longer periods of time abroad.
Now, my current policy is an annual one but it only allows me to be out of the country for a maximum of 90 days at a time. What they suggested was to take out a Backpackers policy which would give you up to 18 months continuous cover, the only stipulation being that you could not return home within those 18 months for a period exceeding 14 days. When the 18 months are up they said you could apply for an extension which they would approach their underwriters with for approval (I doubt it would be approved if you had made a claim).

May be worth a look for those planning a longer stay or as a stop gap before you get a policy over there.

[Harry T]

Hmmmm, thats interesting Simon you must have posted this, just as i was replying on another thread, could be useful

[stevewool]

Thanks Simon
I will look into the price of this, very good for the first long stay over there

[Steve.r]

Interesting Simon, good post.

[SimonH]

Thanks for the replies

I hope this is beneficial to some members.

[stevewool]

Just tried one, you have to be under 40 , but another one was just over £760 a year for 2 people , bronze cover , platinum was over £2000 per year

[SimonH]

Just tried one, you have to be under 40 , but another one was just over £760 a year for 2 people , bronze cover , platinum was over £2000 per year

I'm definitely not under 40, and the company I tried were quoting me under £700 for their Gold cover. I currently have black cover which is their highest level but this wasn't available on their Backpacker policy.
Not sure if I'm allowed to name the company I use

[stevewool]

You can send a PM with the name ,friend

[Arthur Little]

I'm definitely not under 40, and the company I tried were quoting me under £700 for their Gold cover. I currently have black cover which is their highest level but this wasn't available on their Backpacker policy.
Not sure if I'm allowed to name the company I use

If you're wondering whether *naming the Insurers you use could be construed as an infringement of the forum's policy on Advertising, Simon ... I shouldn't [think] so since, after all ... ... you'd just be *doing so for the benefit of your friends and colleagues on Filipina Roses - as opposed to trying to procure any pecuniary advantage on behalf of the Company concerned.

If, however, you've any doubts about what I've said, , then you can contact either Keith or Rayna for affirmation.

[fred]

I'm definitely not under 40, and the company I tried were quoting me under £700 for their Gold cover. I currently have black cover which is their highest level but this wasn't available on their Backpacker policy.
Not sure if I'm allowed to name the company I use

Of course you can!!!!! If its of genuine use to some members,why ever not??

[SimonH]

I was concerned about the advertising rule to be honest, but after requests from a Trusted member and 2 ok's from Mods then here you go

Try Insure and Go https://www.insureandgo.com/?gclid=C...TtUaAm_R8P8HAQ

[Steve.r]

Thanks for the link Simon, looks good for me.

[Terpe]

I was concerned about the advertising rule to be honest, but after requests from a Trusted member and 2 ok's from Mods then here you go

Try Insure and Go https://www.insureandgo.com/?gclid=C...TtUaAm_R8P8HAQ

Haven't double checked all the detail, but so far that looks like a great tip Simon.
Many thanks for posting

[stevewool]

I was concerned about the advertising rule to be honest, but after requests from a Trusted member and 2 ok's from Mods then here you go

Try Insure and Go https://www.insureandgo.com/?gclid=C...TtUaAm_R8P8HAQ

YOUR BANNED

[stevewool]

That's who I use for our travel , or should it be we use ,

[SimonH]

YOUR BANNED

No worries, so are you. YOU'RE not YOUR

[stevewool]

YOU'RE not YOUR

His hit, ar U Shaw

[Tawi2]

Always take medical insurance,my nephew had to pay 800 quid the other week in cebu after going to hospital for a bladder blockage,he will get it back from insurance but some are not so lucky,loads of stories around about hospitals in pinas holding patients hostage,i can think of 2 cases involving brits,heres another
http://www.dailymail.co.uk/news/arti...ical-bill.html

[jonnijon]

How are they keeping him there? Law was passed I think in 2007 to stop this practice.

[Tawi2]

How are they keeping him there? Law was passed I think in 2007 to stop this practice.

Its the philippines,laws are flexible if it concerns money

[Terpe]

Everything is relative here in the Philippines

I have so many relatives here

[stevewool]

I have so many relatives here

I seem to be introduced to news ones every time we visit the Philippines, even Emma is not sure if they are related

[fred]

Everything is relative here in the Philippines

I have so many relatives here

Mine are two hours away...

On a jet plane.

[Terpe]

Mine are two hours away...

On a jet plane.

Mine are...........now

[SimonH]

Another useful link I found for those that are already in the Philippines and need medication:-

https://medgrocer.com/

Might be worth comparing prices to where you're buying from at the moment

[Terpe]

Another useful link I found for those that are already in the Philippines and need medication:-

https://medgrocer.com/

Might be worth comparing prices to where you're buying from at the moment

Thanks. That's another useful link to add to my list.

I usually get my meds from TGP (The Generics Pharmacy)
There are plenty of branches everywhere with a good range of price options. I've been buying the same brands as I used to get in UK with my prescriptions.

Another one I've seen advertised on TV is RiteMed