My brother, who was wealthy and only 47 at the time, thought he had plenty of money to cover any eventuality and became complacent about health insurance. During his unexpected illness and treatment, his bank account had to be completely emptied and all his possessions were also sold to pay for his healthcare costs in Philippines and repatriation back to the UK. As well as having to deal with the severity of the illness, this made an extremely stressful situation almost unbearable and was an additional unnecessary burden for loved ones and family desperately trying to help, without the support of health insurance.
Best of luck with your decision but I recommend that you also consider whether you really can afford NOT to take out health insurance, both financially and emotionally

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