I still stand by what I said before, there are easy and cheap methods to cover funeral expenses. What always annoys me in the Philippines is that anyone can afford a bottle of MP or Red Horse, but no one can afford to fix a light bulb on their motor or provide for funeral expenses. In some ways I find it very selfish that they rely on others to pay for their own problems instead of being responsible enough to cover themselves. The small price my wife pays every month into her 'death club' covers all funeral costs, coffin, flowers, lights etc, and as I say, a bottle of MP covers it.