Time to take stock

[stevewool]

Well its that time of year again to take stock of what we may or may not have and work out what we can achieve in our later years.
I have arranged a meeting with the finance chap this coming Tuesday and from now till then i have to get everything in order, so my dinner breaks at work will be taken by sorting out the paperwork and writing down what i am wanting too.
Just checking one of my pensions and when you do read all of the crappy pages it really is a eye opener.
I do have a wish of what i am wanting but its whether it can be done and at what cost too,

[Harry T]

just make sure he is Independant steve, many are after whats best for them not whats best for you, you can also get your own quotes from a company called just retirement, enhanced annuities are available if you have had previous Health issues, or are a smoker or drinker.

[fred]

Like Harry said..
All the "Financial advisers" I have seen are sales men.. They will sell you the products that pay them the highest commission..
Everyone is out to make money for themselves these days...IMO,you are on your own.. Its your money..Go with your gut feeling..In that you can trust.

[stevewool]

What in am wanting boys is to take all my pensions as cash that way i can put it where i want and give it to who i want once i am ready to go to meet the maker,
The only problem is at what cost to me to get all this out and i am not prepared to pay any tax on this too, so its little by little for so many years ,as long as its under the tax threshold i am believing i should be fine,
You are right, you have to believe in what you are doing is right and once someone says something you feel is wrong , listen and politely say i will think about it and walk away, you can always go back at a later date,

[stevewool]

Well he came and he went but what happened in between is all that matters,
I think it all went well and i got all the answers i wanted too, its funny that what you are wanting to happen but where not sure if it could can happen,
I told him my plans and he said no problem when and how much would you like, I want this and i want that i said ,
I shall get things in motion and should take 4 to 6 weeks.
The next project we shall talk about just before Christmas he said,
Things are starting to fall into place