54 and to retire

[fred]

So Fred if you don't mind answering the dreaded question, do you have health insurance of any kind, as you have been living out there for such a long time

I think we are insured for "dreaded disease" and stuff like heart attacks etc..
Its a savings account here and after 5 years we can take all the money out if we want..After 5 years,no more payments..We put in about 15 k a month right now from memory..Its also a life insurance policy..If I go first she gets a Million..If she kicks it..I get it.. If we both die in a car crash the kids get it to pay their estate taxes.
Anything else we pay cash.. Thank goodness we all seem happy n healthy.
Must be the lifestyle Steve.