54 and to retire

[fred]

Spot on Fred, he can take his private pension next year and if he lives long enough his state pension in 11 years,
I must admit if I had his cash and pension plans I would be off and could live well,
I am not far behind his amounts but I have a rental income coming in once we make the jump to happy living

Thats good Steve...Cant beat that rent coming in each month!
So when is the five year target due?