Here we go with the peso rate as it is and we do not know what is coming next, what is a modest budget we are expected to live on.
I am referring to the Philippines, and I do know many have a great budget and do not spend it all and there are a few who are on a smaller budget too.
I do know we are all different in our outlooks and what suits one will not suit another,
Emma has told me she wants £400 a month to live well, that's paying the household bills and buying the food and maybe a few extras each month, she has also said she could save money from the £400 too. And who am I to say she cannot.
Remember there is no rent or mortgage coming from that figure.
We have more then that but that will pay for the goodies the extras and trips .
So why is it she would like me to stay here and work for X numbers of years I keep asking.
Well you did say you will retire at 60 when we first meet is her answer,
Not a chance I told her for the last 8 years