Well my first plan of many was to retire at 60 , should have enough by then ,
The next 37 plans was to retire at the end of every bloody day.
But the plan is now to retire when Emma says I can, which is in her eyes 60 ,as that is what we agreed in the first place.
Being only 58, and yes I know I don't look it ,I still have a year to try to convince her to go early, but every month we are here we save 5 months living over in the Philippines, or put it another way 5.2 years spending £40 a month