Cost of living

[stevewool]

Michael has got me thinking about his food bill for the month and I think many of us was surprised how well he has done it.
But what about the cost of living we all have to pay each and every month.
We all have bills some small some very high so what is your bills per month or even yearly.
Again I thought I was living cheap but I bet some one is living cheaper then I, so what do you pay or contributing to the house hold bills.
Gas £53 month
Electric £39 month
Water £16 month
Rates £98 month
TV PKG internet £49 month
Mobil phone £7 month
TV licence £12 month
I am lucky I have no mortgage or rent to pay, add this to the food bill, I think we are doing very well. Beat that anyone, except you Michael you most probably can.

[Longweekend]

Gas & Elec = 180.00
Council Tax = £220.00
Water = £75.00
Mortgage = £1,500.00
I won't bother going on it only depresses me....

[Tawi2]

My mortgage is tiny,i have enough cash in my rainy day fund to pay it off totally,but my expenses arent off the scale even though my son being at uni costs me a few quid every month,i might get a £1 candle for lighting,heating,and cooking on at home,if i get a scented one i dont even have to buy airfreshner,its a win/win with a bit of lateral thinking

[stevewool]

Gas & Elec = 180.00
Council Tax = £220.00
Water = £75.00
Mortgage = £1,500.00
I won't bother going on it only depresses me....

Bloody hell where is the rope

[stevewool]

My mortgage is tiny,i have enough cash in my rainy day fund to pay it off totally,but my expenses arent off the scale even though my son being at uni costs me a few quid every month,i might get a £1 candle for lighting,heating,and cooking on at home,if i get a scented one i dont even have to buy airfreshner,its a win/win with a bit of lateral thinking

If you moved in with Michael all that dripping you could just stick a length of twine in it and burn that, wow what a smell, NICE

[Tawi2]

Bloody hell where is the rope

I know,i read that and thought he leaks cash like a running tap,when does it end?I would have been on the phone to the samaratans long since,or got my old mask and sawn-off out of the shed

[Rosie1958]

Michael has got me thinking about his food bill for the month and I think many of us was surprised how well he has done it.
But what about the cost of living we all have to pay each and every month.
We all have bills some small some very high so what is your bills per month or even yearly.
Again I thought I was living cheap but I bet some one is living cheaper then I, so what do you pay or contributing to the house hold bills.
Gas £53 month
Electric £39 month
Water £16 month
Rates £98 month
TV PKG internet £49 month
Mobil phone £7 month
TV licence £12 month
I am lucky I have no mortgage or rent to pay, add this to the food bill, I think we are doing very well. Beat that anyone, except you Michael you most probably can.

Stevewool, if you are only paying £16 per month for water, there is something drastically wrong, or do you pay for sewerage charges separately? Can't really see you and Emma sharing a bucket of water to wash in!

[fred]

Monthly (domestic) bills.
Kids Uni fees.. 15k
Kids Baon. 5k
Food 16K
Car 10K
Life cover 10K
Petrol/Diesel 10k
SMB 4k
water 200.00
Electric 3k
Morgage Zero.
Domestic Help 14K
Internet 1..2 K
TV cable service 1.4 K
Visa cost..Minimal.

There`s more but I just dont want to remember them.

[Michael Parnham]

Gas and Electric £52, Water £24, Council tax £95, TV 4k youview Landline free calls Broadband Infinity 2 unlimited £34, Car Finance £160, Car insurance £12.50, House and contents ins £8.51, Mortgage £272, TV licence £12, Wifey pays Mortgage, House insurance, Council tax and TV licence.

[Michael Parnham]

Monthly (domestic) bills.
Kids Uni fees.. 15k
Kids Baon. 5k
Food 16K
Car 10K
Life cover 10K
Petrol/Diesel 10k
SMB 4k
water 200.00
Electric 3k
Morgage Zero.
Domestic Help 14K
Internet 1..2 K
TV cable service 1.4 K
Visa cost..Minimal.

There`s more but I just dont want to remember them.

That's £1,133 per month Fred that's £218 more than my income

[fred]

That's £1,133 per month Fred that's £218 more than my income

As they say Micheal...It is..What it is!

[jeff in phils]

I could just scream at myself for buying a new car last year.. For the past 4 years a I had my heart set on moving to the Philippines. Adding 400 USD a month to my bills isn't getting me there any faster :( It was one of those spur of the moment, after my car broke down type of decisions..

[stevewool]

Stevewool, if you are only paying £16 per month for water, there is something drastically wrong, or do you pay for sewerage charges separately? Can't really see you and Emma sharing a bucket of water to wash in!

Sorry Rosie , you have me on that one , i made a mistake it should be £16.50p a month, or £198 each year, and yes that covers everything, i must add i am not on a meter

[stevewool]

Gas and Electric £52, Water £24, Council tax £95, TV 4k youview Landline free calls Broadband Infinity 2 unlimited £34, Car Finance £160, Car insurance £12.50, House and contents ins £8.51, Mortgage £272, TV licence £12, Wifey pays Mortgage, House insurance, Council tax and TV licence.

Do you go it alone o these bills or do you share .

[Michael Parnham]

Do you go it alone o these bills or do you share .

Wife pays Mortgage, council tax, home insurance and TV licence, I pay gas/electric, water, you view, broadband, landline, car finance and insurance, petrol but I now only fill up once every three months at approx. £30 each time so now my petrol bill is £120 per year were as it was £360 before moving to our present address

[stevewool]

Wife pays Mortgage, council tax, home insurance and TV licence, I pay gas/electric, water, you view, broadband, landline, car finance and insurance, petrol but I now only fill up once every three months at approx. £30 each time so now my petrol bill is £120 per year were as it was £360 before moving to our present address

To me £160 +£12.50 +£10= £182.50 each month on something that sits there mainly is a complete waste of time , But hey dont it look good,
Again i must add this is just my thoughts .

[Michael Parnham]

To me £160 +£12.50 +£10= £182.50 each month on something that sits there mainly is a complete waste of time , But hey dont it look good,
Again i must add this is just my thoughts .

It's sat there waiting to go, it can't be surrended until half the total amount is paid hence two more payments to pay then it can go because I don't need it nowhere to go because don't know anyone

[stevewool]

It's sat there waiting to go, it can't be surrended until half the total amount is paid hence two more payments to pay then it can go because I don't need it nowhere to go because don't know anyone

Then you can treat yourself to more luxury foods and take a ways ,think of all the goodies that you can try in the near future , get a greasy kebab first i say.

[Tawi2]

Fred,your outgoings are quite substantial for the PI

[fred]

Fred,your outgoings are quite substantial for the PI

Why?..Like I said..It is what it is...Things cost what things cost!!
I think I`m pretty Kuriput actually!

[Tawi2]

True,i know that,but it just seems quite a bit i have just worked out that SMB is san miguel beer?

[fred]

True,i know that,but it just seems quite a bit i have just worked out that SMB is san miguel beer?

So what bit or bits do you think I`m being extravagant with?
SMB for example is based on one case per week...Most of the guys I know order 4 cases a week!!

[Tawi2]

I never used the word extravegant mate,that implies wastage,i said substaintial as in they seemed like a lot to me.

[Tawi2]

And i didnt initially understand what SMB meant.

[fred]

I never used the word extravegant mate,that implies wastage,i said substaintial as in they seemed like a lot to me.

Hey..No worries.
A lot of people may easily get confused in the differences in costs of living between,single people, married people,and married people with kids.
It`s easily done.

[Tawi2]

Thats true,i only have me and my kid

[stevewool]

Feeding a family is hard , feeding one is easy you just buy what you want and eat it over a few days , you can make do if you are looking after yourself, cereal for dinner , left over dinner for breakfast, ""hang about that is what Ems tries to feed me somedays".
Years ago we spent so much on food and why , well i was not bothered what it cost that was the wives job, now i shop with Ems or by myself and i look what we can have for the week and also the price .

[stevewool]

And i didnt initially understand what SMB meant.

You are not alone ,

[stevewool]

Why?..Like I said..It is what it is...Things cost what things cost!!
I think I`m pretty Kuriput actually!

Most folk think i am Kuriput, i just say i am careful.

[SimonH]

Over here the bills are roughly

Food 20k
Beer 8k
Electric 2.5k
Water 1.5k
Shey's money for family clothing etc 25k
Petrol 5k
Domestic help 5k

Think that's about it