i should have had all this wrapped up by the time i was 50,i am a year over my timeline,life has a way of doing that

Funny life has a way of doing this.
Again my first plan was to retire at 60 so i still have 2 years to go in my great plan, and if interest rates was going to be 5% still i was going to live of that, but times do change.
So really i am on target still in age , plus those extra 24 months of savings can really go a long way to our future , plus it gives us more time to holiday here in Europe too.