Another important point while we are on this subject.
Make sure your will is sorted out particularly if on a finacee visa due to the issues that could arise.
Both of you need wills a thing that many phills as well as many brits may not have thought about them, this also goes for OFW familes as well. While living in a forigen country how any propety or earnings are dealt with i presume will come under british law.
If you don't it could mean your Finacee may not recieve what you want to leave to her.