sorry to hear about your problem dave.. we surely cannot really tell you what to do but if you were to ask our opinion i think we all have the same thing to tell you which is to trust your instinct... for me ive never seen anyone in the philippines who isnt attached to his or her phone... i think if she really loves you or wants to be with you for the rest of her life she would think of you as soon as she got into the accident.. try to reach you at any cost because she will not want you to worry about her... i dont think its also good that you always have to text her whenever you call and would not pick up if you just call out of the blue..
there are many women out there.. filipinas who are very educated who would take you im sure...
i think deep in your heart you know the answer to this... god bless