Very true but with out sites like this its very hard to keep track on all the latest rules. Thats why i think we have all learned that you need to keep abreast of all the regulations.
For example when the wife and i married there was one procedure for applying fo the visa then it changed. When the wife was granted her visa only ten items were required by the time we got there it was twenty
The prices had changed the rules on the exam had changed.
Those that only think about the next step as it approaches are playing a risky game me thinks.