I asked a similar question/poll on one of the yahoo groups, the q. was how much would a 50 y.o need to invest @6% p.a if he had £25000 capital and had his own house in the phils to have a reasonable lifestyle, the main answer was about £100,000, but I think it is possible to have less, I can live without a/c many can't, I like local dishes, when I lived in Mabolo, Cebu for 6 months I ate my breakfast in a little shackalong the road, one day a local was sitting next to me and asked why I was eating there and not in the malls like all the other foreigners, I replied " well if the food hadn't killed him yet, it's likely it won't kill me and the lady who owns the carendaria needs my money more than the restuarants in the mall" he came back with the reply " you are a very humble man" I was just budgeting! the lady appreciated my 35peso everyday and the locals got really friendly, but I do believe in the old saying "when in Rome, do as the Romans do" this case Phils n Filipino's
