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Thread: how much to live in Phils?

  1. #121
    andypaul's Avatar
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    Quote Originally Posted by jimeve View Post
    It's when you smoke it, you get high.
    Unless Mr admin offers you one of his Funny cakes


  2. #122
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    Quote Originally Posted by joebloggs View Post
    vegetarians are the only class, first class of course
    Darn right, boy............

    Nothing betters a juicy medium rare Rumpsteak, or some slightly pink and garlicky lamb chops, straight from the charcoal grill........

    Give me a piece of vegetarian any day...........

    26. And God said, Let us make man in our image, after our likeness: and let them have dominion over the fish of the sea, and over the fowl of the air, and over the cattle, and over all the earth, and over every creeping thing that creepeth upon the earth.

    Meat does come higly recommended............... as you can see....


  3. #123
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    Quote Originally Posted by aromulus View Post
    Darn right, boy............

    Nothing betters a juicy medium rare Rumpsteak, or some slightly pink and garlicky lamb chops, straight from the charcoal grill........

    Give me a piece of vegetarian any day...........

    26. And God said, Let us make man in our image, after our likeness: and let them have dominion over the fish of the sea, and over the fowl of the air, and over the cattle, and over all the earth, and over every creeping thing that creepeth upon the earth.

    Meat does come higly recommended............... as you can see....

    Exactly Roast chicken sounds far more enticing to me than roast Lion

    I mean try and get a whole Lion in your Oven


  4. #124
    Respected Member LadyJ's Avatar
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    Omg, look what I missed here.

    Calm down ladies...

    It seems like some of you are not happy on what other member's post??

    For me I'll eat whatever my stomach wants, I can eat what poor people foods or rich people foods, as long it's a food and you cook it for me then I don't mind.

    And hmm all these foods sounds sooo yummy and it's making me sooo hungry!!
    Not an expert, I only try to help.


  5. #125
    Respected Member LadyJ's Avatar
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    Quote Originally Posted by andypaul View Post
    I eat whatever is put on me plate.

    I guess that makes me hungry
    What about bull balls, camel or monkey brain on your plate? will you still eat it?
    Not an expert, I only try to help.


  6. #126
    Respected Member LadyJ's Avatar
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    We also have Lamb, Duck, Turkey in Philippines and ate julliet said she's a good cook and used to owned a restaurant there in Philippines so I'm sure she have tried all of those kind of meats.
    Not an expert, I only try to help.


  7. #127
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    Quote Originally Posted by LadyJ View Post
    What about bull balls, camel or monkey brain on your plate? will you still eat it?
    You get all that in a farmers brothel......I think Rob can verify that!
    Keith - Administrator


  8. #128
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    Quote Originally Posted by LadyJ View Post
    Omg, look what I missed here.

    Calm down ladies...

    It seems like some of you are not happy on what other member's post??

    For me I'll eat whatever my stomach wants, I can eat what poor people foods or rich people foods, as long it's a food and you cook it for me then I don't mind.

    And hmm all these foods sounds sooo yummy and it's making me sooo hungry!!
    Word

    Many of the trendy foods serve in uber cool places in one country are another countries poor peoples food.

    I could take the Wife to the swankiest resturant in town for a slap up meal but if a vendor was outside selling chicken intestines on a stick she might not make it in


  9. #129
    Respected Member ervenescence's Avatar
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    Quote Originally Posted by andypaul View Post
    Word

    but if a vendor was outside selling chicken intestines on a stick she might not make it in
    Haha,, memories... theres also giblets and chicken feets also known as adidas.
    There is always death and taxes; however, death doesn't get worse every year.


  10. #130
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    On our last trip back to Phill we were in laguna in a town which sells loads of shoes up in de mountains the name escapes me as usual

    The Wife with her Bro, Sis and a million small cousins were buying the what have yous of a chicken from a vendor and cooking them on the grill themselves.

    we then went later to a resturant in the same town which served very nice food indeed and aimed at the middle classes i guess.

    Both went down a storm as the food was great at both, food is cool lets just eat it wherever and whenever we can, make peace and love your food


  11. #131
    Respected Member LadyJ's Avatar
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    Quote Originally Posted by ervenescence View Post
    Haha,, memories... theres also giblets and chicken feets also known as adidas.
    erve, also don't forget chicken's head
    Not an expert, I only try to help.


  12. #132
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    Quote Originally Posted by andypaul View Post
    Last night i was watching some of the house buying and building shows revisted which i think were repeated from a while back pre recession. Many were making assumptions like if prices rise, if rates say low, if exchange rate this. Very risky surely you would need income based in phill or asia. As inflation, exchange rates will not favour a brit at present or in the future.what if they bring in a new taxation system first people to cop it surely the joes.
    Some negative talk here, 'he who dares wins' and sometimes loose! To make any worth while gains in life we all know their is risk, nothing is 100% so, to the guy from Gillingham just go for it! you've already planed it all out
    Good Luck


  13. #133
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    Quote Originally Posted by markieFHM View Post
    Some negative talk here, 'he who dares wins' and sometimes loose! To make any worth while gains in life we all know their is risk, nothing is 100% so, to the guy from Gillingham just go for it! you've already planed it all out
    Good Luck
    The gentleman planning or already done it on here seem to have researched it in depth and had or have a what if plan.

    Seen quite a few cases where people simply didn't plan it out or think of the repcussions. All well and good taking a risk but make sure you realise if you make a big mistake its not a computer game where you get another life. Also if you have a family are you prepared to take them from realtive easy street to hardship lane if a miscalulation is made?

    Look how many people are about to see their dream house repossed this year because they didn't just take a risk they use a little common sense and not presume that propety prices would rise for ever or intrest rates would stay low. They may be ok living on baked beans and in rented house but they will have to watch their kids grow up doing the same.

    Fred for example had the money in the Bank plus an income and a plan like the man from gillingham has.
    Yeah life is up and down but i still don't walk into a busy road with out knowing what could possibly happen.

    Im sure several people know of people stuck in phill or the UK who maybe happy to a degree but will unless they come into money be able to vist there country of birth again. Some can deal with that others won't, could you miss loved ones funerals or not see grandchilldren?

    Just playing devils advocate


  14. #134
    Respected Member Gavanddal's Avatar
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    Oh, glad to see my post has sort of got back on track again.
    I won't do anything until my older kids are of an age when they're more independant and the youngest, well we're make a decision nearer the time.
    If I can have a reasonable income from investments and top it up with a mini-resort/ pension house income then that would be good.
    Plenty of time to plan still.


  15. #135
    Respected Member scott&ligaya's Avatar
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    I think there a few of us who are enamoured with the idea of living in the Phils for retirement and would jump at the chance of going sooner with some kind of buisness opportunity. My ex pat(mainly early/semi retired) mates in Puerto Princessa ALL have some kind of business which whilst not generating profits to drive a lavish lifestyle do cover their living costs without touching their savings. As the bloke who rents/runs the boat club says to all starry eyed Yachties passing through "IF you want to make a small fortune here, bring a big one). The reality is if there is an opportunity to make real money then you will have a local competitor very soon usually related to the local gentry in one way or the other who will undercut you and you will have all kinds of problems renewing liscences, getting permits, keeping staff, etc etc etc. You should be prepared to not make too big a splash. We are continually looking for business opportunities in palawan but always PLAN for less than we think we could get, account for competition, try to predict problems and also make sure we are working with connected local people, you may make less with a partner but it is much easier. We fully intend to retire to Palawan in 5 to 7 years time and already have our property(now rented to a German/Filipina couple) and have invested in part share of dive shop and a coffee shop. As a last piece of advise

    RESEARCH, PLAN, AND THEN RESEARCH AGAIN

    remember the 7p's

    Prior preparation and Planning prevents p@ss poor performance

    good luck
    Live your life for a reason and don't worry be happy

    if you don't know where you are going then any road will do!!


  16. #136
    Moderator joebloggs's Avatar
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    me. misses and kids will probably go in about 7yrs time for a couple of years, come back here for a few years and go and live in the phils again for a couple of years, i've got no plans of working in the phils , not saying no, but i'm being realistic , but doesn't stop the wife working thou

    that way we get best of both worlds, make money in the uk, make less in the phils..

    but Puerto Princessa is where me and the misses will retire, well i will, she be still working


  17. #137
    Respected Member alicat's Avatar
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    me and my hubby has a plan to live in phil.after i get my british
    passfort,we have 2 house in subic and its both rented out at the
    moment,27 thou amount...its good investment i think coz we get
    10%,so we decided to build more houses..but we want to run a
    buseness as well.what you think of franchise?


  18. #138
    Respected Member scott&ligaya's Avatar
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    We keep our eye on Franchises as Palawan is underdevloped at the moment so there is some opportunities. There is an organisation that runs Franchise fairs in Manila and Cebu, we went to a couple and in time we may go this route. Again it is about assessing the market,the risks, the investment costs, competition etc etc
    Live your life for a reason and don't worry be happy

    if you don't know where you are going then any road will do!!


  19. #139
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    Good advice Scott..Good attitude too.
    You know what? I think you`ll be absolutely fine here.


  20. #140
    Respected Member Gavanddal's Avatar
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    that all sounds good. I think it best not to entirely rely on either a Philippine income or a British investment income. If you can exist on one or the other then fine and if both bring in income then you should be able to have a comfortable life. From what I've heard the biggest danger is boredom. Those who retire too early and may have another 50 years ahead of them can get bored. I think it's important to have activities and people around, that's why I like the idea of a small resort or dive centre. A flow of interesting guests should keep the mind active. Also I think you need enough income to be able to return to the UK or travel elsewhere periodically.

    I just can't wait to escape the rat race and sky high prices here. £60 to fill my car now, crazy!


  21. #141
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    Quote Originally Posted by Gavanddal View Post
    that all sounds good. I think it best not to entirely rely on either a Philippine income or a British investment income. If you can exist on one or the other then fine and if both bring in income then you should be able to have a comfortable life. From what I've heard the biggest danger is boredom. Those who retire too early and may have another 50 years ahead of them can get bored. I think it's important to have activities and people around, that's why I like the idea of a small resort or dive centre. A flow of interesting guests should keep the mind active. Also I think you need enough income to be able to return to the UK or travel elsewhere periodically.

    I just can't wait to escape the rat race and sky high prices here. £60 to fill my car now, crazy!
    The Wifes in Phill they are moaning about the prices over there too so no escape totally

    I think the keeping active is important and defintely being able to travel elsewhere is very important.

    I think also before making the move all involved need to be clear what both their expectations and others in the family is?

    You may want to work in a resort but the Wife may not (not saying your case Gavandanddal) but she may go along to please you.

    In various programes and real life accounts people take on the challange of a business with no real skills or knowledge either to run a basic business or the skills or know how to run a business in that particular field. The gordon ramsey revamp a resturant show is one example. Can at least one member of the family balance books and have experiencein running a business?

    Also some people have started business to help family in phill but from what i gather they seem to have presumed they will make a sucess of it. But don't want to seem rude so dont ask questions they normally would if anyone else.


  22. #142
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    Quote Originally Posted by scott&ligaya View Post
    I think there a few of us who are enamoured with the idea of living in the Phils for retirement and would jump at the chance of going sooner with some kind of buisness opportunity. My ex pat(mainly early/semi retired) mates in Puerto Princessa ALL have some kind of business which whilst not generating profits to drive a lavish lifestyle do cover their living costs without touching their savings. As the bloke who rents/runs the boat club says to all starry eyed Yachties passing through "IF you want to make a small fortune here, bring a big one). The reality is if there is an opportunity to make real money then you will have a local competitor very soon usually related to the local gentry in one way or the other who will undercut you and you will have all kinds of problems renewing liscences, getting permits, keeping staff, etc etc etc. You should be prepared to not make too big a splash. We are continually looking for business opportunities in palawan but always PLAN for less than we think we could get, account for competition, try to predict problems and also make sure we are working with connected local people, you may make less with a partner but it is much easier. We fully intend to retire to Palawan in 5 to 7 years time and already have our property(now rented to a German/Filipina couple) and have invested in part share of dive shop and a coffee shop. As a last piece of advise

    RESEARCH, PLAN, AND THEN RESEARCH AGAIN

    remember the 7p's

    Prior preparation and Planning prevents p@ss poor performance

    good luck

    Great post particulary the 7p's


  23. #143
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    I plan to retire in the RP in 5 or 6 years time(early retirement), at the moment
    ongoing project building our retirement house.

    The only income I will have is from renting my house in the UK.

    There will be no maids, no water bills, (got a well) no body guards(got a gun
    only kidding about the gun, basically me and wife will do the house work
    between us, and there is plenty of land to grow vegg's and fruit, have a few chickens, may have a pig or 3.

    So why should you get bored, having a business in RP is very risky,very few succeed.

    Jim


  24. #144
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    Quote Originally Posted by jimeve View Post
    I plan to retire in the RP in 5 or 6 years time(early retirement), at the moment
    ongoing project building our retirement house.

    The only income I will have is from renting my house in the UK.

    There will be no maids, no water bills, (got a well) no body guards(got a gun
    only kidding about the gun, basically me and wife will do the house work
    between us, and there is plenty of land to grow vegg's and fruit, have a few chickens, may have a pig or 3.

    So why should you get bored, having a business in RP is very risky,very few succeed.

    Jim
    jim, my plans are the same, rent the house out in the uk, live off savings and the wife will be working, i will not be bored, i would be happy to sit under a palm tree with me orange juice, wondering how the hell i managed to get there, and think about the people who didn't make it ..
    same as you no maids etc, just me and a bit of land growing our own food


  25. #145
    Respected Member jimeve's Avatar
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    Quote Originally Posted by andypaul View Post
    Great post particulary the 7p's
    There is another P, PRAY.. you will need to.


  26. #146
    Respected Member scott&ligaya's Avatar
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    You are not wrong there Jimeve, I need to add that to my list. Well we have had the house blessed, the pajero blessed, the dive shop and coffee shop are just share holdings but both have been blessed by the pastor of my wife's church so we must be half way there!!, you are right about trying to be self sufficient though, like you we have a well, we also installed solar roof panels and our housekeeper looks after a couple of pigs and a bunch of chickens up the end of the garden by his Kubo Kubo we built for him and his missus. My wife loves growing all manner of stuff(typical farmers daughter) and we have mangoe and coconut trees within the fence.

    At a cost of 6000 pesos a month for both caretaker and cook it is a wise investment when our house was empty and we were in Hong Kong and the couple who are now renting want to kep them on. I think when we are there full time we will still keep a caretaker/maintenance/gardener guy just because a large house and grounds (2500sq metres) needs a fair bit of ooking after and I want to spend my time doing other things. Good luck with your house build project and yes keep praying.
    Live your life for a reason and don't worry be happy

    if you don't know where you are going then any road will do!!


  27. #147
    Respected Member alicat's Avatar
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    Quote Originally Posted by scott&ligaya View Post
    We keep our eye on Franchises as Palawan is underdevloped at the moment so there is some opportunities. There is an organisation that runs Franchise fairs in Manila and Cebu, we went to a couple and in time we may go this route. Again it is about assessing the market,the risks, the investment costs, competition etc etc
    thanks a lot..


  28. #148
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    Quote Originally Posted by joebloggs View Post
    jim, my plans are the same, rent the house out in the uk, live off savings and the wife will be working, i will not be bored, i would be happy to sit under a palm tree with me orange juice, wondering how the hell i managed to get there, and think about the people who didn't make it ..
    same as you no maids etc, just me and a bit of land growing our own food

    sounds like the good life with mossies


  29. #149
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    Quote Originally Posted by andypaul View Post
    sounds like the good life with mossies
    Mossies only come out at night, unless Joe sits under the tree drinking
    orange juice at night


  30. #150
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    Quote Originally Posted by jimeve View Post
    Mossies only come out at night, unless Joe sits under the tree drinking
    orange juice at night
    Why is he under curfew


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