I second Joe on this, we use PNB Europe also, its £5.00 up to £1,000 as he has said, and the rate is normally well up to date and spot on, and hey guys the pound is rising gradually, I just checked in at the mid market rate is 84.30 to the pound, lets hope it hits 85 ± and get back to 90 asap, that would be great news and a relief on my remittances and yours I am sure.