Bank accounts are one of the things which seem to be pretty easy to open as long as you have the correct paperwork.

its up to you.

But just from experience its handy to have an account in phill but to be honest just from picking up over the counter you will save money in exchange rates. Will you need to pay the air fare for your Missus?

Also worth having one open for when you return in the future or need to buy a propety, help a family member?