yes it is, i knew most countries outside europe you didn't get an increase, but didn't think phils was on the list.

i've got a small private pension, i've not paid into for 6yrs thou, soon as i've got a bit of cash i'll start putting some money in it again.

I've got 0 savings , i'm counting on the misses here getting a job in 5 or 6 years time as a consultant and start using her wages to buy some land and do what you and many others are doing. then when we go to the phils, she should be able to get a job in the phils as a consultant.

but its been a of a journey for her to get there and its not over yet , so difficult for non euro docs here.