OK Let me share with you a fact that there was really a recent scam being done by unscrupulous people trying to infiltrate remittance centers and banks so as to get information about pending money transfer control numbers and beneficiaries. This people usually victimize branches in the province. I won't elaborate how they do it but these unscrupulous men were able to penetrate the systems of some remittance centers and banks...and they were really able to collect the remittances by posing as the beneficiary. How they do it? they submitted counterfeit IDs.
That is the real reason why some banks, especially mine, are very meticulous and VERY strict in the presentation of valid IDs when claiming remittances.