When we applied for a visitors visa it was granted the day after the interview which took 10 mins. My then gf had a reasonable job and no assets or anything; I had been once to da phils and was also there when her interview took place, albeit in the coffee shop at the back (familiar to many here I'm sure), was 6 months into a new job. I guess so long as the accommodation and financial bits are in order all is well. Oh, at the time I only had about £10k in the bank. Hope that helps.

T