The wife opened two bank accounts at present unless the banks become mean its free to open accounts. Double the paperwork each month.

when I added the Wife to the electricty bill they put her name first so most of the junk mail just uses her name.

Late last year one letter had southern elec want to give you 20 pounds do you want it as a charity donnation, 20 pounds of the bill?, or in argos vouchers. The cheeky monkey got the argos vounshers in her name and i pay the bill