Pinoy Newbie - London Info =)

[leomar]

@sam

thanks! what do you mean by cheap? how much range?

guys can you give me in terms of pounds in these category?

Rent -
Food -
Bills (Electricity, Water, Gas?) -
Credit Cards -
Transpo -
Socials -

Lets assume that I'm employed already, stays 45-60mins away from canary wharfe. How much is my expected expenses broken down into these needs?

Thanks very much!

[andypaul]

@sam

thanks! what do you mean by cheap? how much range?

guys can you give me in terms of pounds in these category?

Rent -
Food -
Bills (Electricity, Water, Gas?) -
Credit Cards -
Transpo -
Socials -

Lets assume that I'm employed already, stays 45-60mins away from canary wharfe. How much is my expected expenses broken down into these needs?

Thanks very much!

as i said its very hard to say exactly

But if i was moving into a house share in greater london ie the surburbs

Rent if i was sharing a house might be at least 200 to 300 pounds some maybe more as it depends on the room if its furnished and what bills are included.say 300 to 400 if budgeting. You will also need normally one months rent in advance as a deposit. Some firms will have firms they use to help find accomdation some better than others from what i hear.

food very hard to say and also if you don't want to eat basic supermarket food and crave say certain phill and asian foods which may not be avaiable in the supermarket i would budget at least 30 to 40 pounds a week. I've included a slight rise what its likely to be in say 3 months or so.

Bills (gas,water and elec) this can vary instead of AC, heating is the big consumer of engery in the home. So worth checking the insulation in the house or flat is it centrally heated, does it have double glazing which all help make more efficent heating of houses and flats.

engery bills on avg, an indepent website (martin lewis moneysaving website) say likely to rise by 35 percent late summer

credit cards well thats up to you and what you spend i guess.

Transport depends on the zones a monthly travelcard for zone 1 to 3 is 105 pounds a zone 1-6 is about 170 pounds a month. Season tickets on overground trains if you are based out of london can be quite a bit more but your likely to save on rent and general costs compared to nearer the centre of london.

social agian up to you but if you want to dine out once a week (a meal for one can be from 5 pounds or under for a mac dees or a kfc say to 100 pounds or more a head in a swanky resturant. In a avg chain resturant you might get a meal from 10 to 20 quid per head.
To go out on the town say two nights q week. you might need at least 50 quid a week. Again its very hard to say.

So to conclude from my ramblings me i think i would need at least

1000 pounds a week

300 to 400 rent

200 for travel

160 for food shopping

bills 80 pounds

any left over on social

All very rough but be warned the banking market in london is being pounded at the moment where it concerns jobs more are being shed than taken on.

[sam_althea]

here's my honest estimate on a weekly basis....(living in Belfast)

food--- 40 (shopping in Tesco or Asda)
house---150 (shared, weekly) 450 house (per month)
transport--60 (city centre only, prepaid card good for 1 month)
electric--40(but if u live alone it could be cheaper)
gas---100(for central heating)
social---(it depends on how you live with it)

[andypaul]

here's my honest estimate on a weekly basis....(living in Belfast)

food--- 40 (shopping in Tesco or Asda)
house---150 (shared, weekly) 450 house (per month)
transport--60 (city centre only, prepaid card good for 1 month)
electric--40(but if u live alone it could be cheaper)
gas---100(for central heating)
social---(it depends on how you live with it)

plus a few flights over to city of london airport to get to work in the city of london

[sam_althea]

correct!

[tomadore]

here's my honest estimate on a weekly basis....(living in Belfast)

food--- 40 (shopping in Tesco or Asda)
house---150 (shared, weekly) 450 house (per month)
transport--60 (city centre only, prepaid card good for 1 month)
electric--40(but if u live alone it could be cheaper)
gas---100(for central heating)
social---(it depends on how you live with it)

are you on a diet mode?

[leomar]

as i said its very hard to say exactly

But if i was moving into a house share in greater london ie the surburbs

Rent if i was sharing a house might be at least 200 to 300 pounds some maybe more as it depends on the room if its furnished and what bills are included.say 300 to 400 if budgeting. You will also need normally one months rent in advance as a deposit. Some firms will have firms they use to help find accomdation some better than others from what i hear.

food very hard to say and also if you don't want to eat basic supermarket food and crave say certain phill and asian foods which may not be avaiable in the supermarket i would budget at least 30 to 40 pounds a week. I've included a slight rise what its likely to be in say 3 months or so.

Bills (gas,water and elec) this can vary instead of AC, heating is the big consumer of engery in the home. So worth checking the insulation in the house or flat is it centrally heated, does it have double glazing which all help make more efficent heating of houses and flats.

engery bills on avg, an indepent website (martin lewis moneysaving website) say likely to rise by 35 percent late summer

credit cards well thats up to you and what you spend i guess.

Transport depends on the zones a monthly travelcard for zone 1 to 3 is 105 pounds a zone 1-6 is about 170 pounds a month. Season tickets on overground trains if you are based out of london can be quite a bit more but your likely to save on rent and general costs compared to nearer the centre of london.

social agian up to you but if you want to dine out once a week (a meal for one can be from 5 pounds or under for a mac dees or a kfc say to 100 pounds or more a head in a swanky resturant. In a avg chain resturant you might get a meal from 10 to 20 quid per head.
To go out on the town say two nights q week. you might need at least 50 quid a week. Again its very hard to say.

So to conclude from my ramblings me i think i would need at least

1000 pounds a week

300 to 400 rent

200 for travel

160 for food shopping

bills 80 pounds

any left over on social

All very rough but be warned the banking market in london is being pounded at the moment where it concerns jobs more are being shed than taken on.

Again, i really appreciate your help andypaul! Now i have a solid idea on living in London... Great man! your the best!


@sam
thanks for your input as well!

[leomar]

So to conclude from my ramblings me i think i would need at least

1000 pounds a week

300 to 400 rent

200 for travel

160 for food shopping

bills 80 pounds

any left over on social

Andypaul, sorry just to clarify was it 1k per week or per month?

[andypaul]

Andypaul, sorry just to clarify was it 1k per week or per month?

a month sorry

But a thousand a month if working in the city is nothing so you should have no worries

[Banana]

Andypaul, sorry just to clarify was it 1k per week or per month?

Leomar

I seriously suggest you do some of your own research. London is a diverse area and your more significant costs (housing and travel) will depend on where you live.

I would also ignore comments about working in the City as people in general have a perception that everyone in the City is on multi-million pound bonuses.

Whilst I am sure that those on here are genuinely trying to be helpful, you should draw on a very wide set of opinions as some on here are very polarised.