Hi Fred,
Many thanks for reading our story and for your kind offer of help.
To answer some of your questions:
My visa is no problem i have 2 year visa here, i wont say how i got it lets just say i now have a friend in the Phillipine Embassy!
Return ticket - no.
We are lucky in the fact we have met a family here where the husband is British, the appartment we are living in is free at the moment as this family owns the block and i did manage to keep some money so we have 2 video games that we rent out which just keeps us living here.
Yes i could of gone to the Police and Judith said too, but i know the legal system here and nothing would happen, i would just be the stupid "Joe" who let his money go.
I do have a friend here who works for the NBI and he said i,m wasting my time trying to get the money back.
Looks like i am going to have to return to England on my own and go from there.
Where abouts are you in Laguna?
Once again thanks for your offer.
