hi!! well when i applied for my NBI i used my married name, and i had no prob encountered evnthough that time i was just been married 2 weeks....

abt atm cards?..i dont think its necessary to changed it to ur married name,. In my case after the wedding we put our money to a bank and open a joint acct. (thats how i got an atm with my married name) and put there his remittances evry month. By the way incase ur gonna do the same make sure u keep the deposit slips and receipts from western union or moneygram, it could help...