Hi to all My name is Mike from Notttingam I have been reading this site for a long time now but never took the time to join.

My Wife jenny is from Cebu City and we have been married some 6 months now, I have known her for over 1 year.

We met on Asian Euro at first and I have now made 6 journeys to the fils to be with here.

NOW FOR THE BAD PART

She had an interview at the Embassy today June 1st for a settlement Visa and armed with all the papers mountains of it as we had prepared for this day she arrived at the Embassy at 7.30am for her 8am appointment.

She took all requested documents and photo copies as requested and after a very short 15min interview with the ECO she was refused a settlement visa on the following grounds.

1. The ECO considered in his opinion that there was not enought available funds in My bank on the day to allow here to come to the UK without the recourse to public funds.

2.He states I provided a copy of a P45 when in fact it was an original laminated including copies.

3. And on those grounds refused the Visa

They have sent my wife a 15 page Appeal report which must be completed within 28 days of June 1st 2006

We are both really so gutted that this was the decision as I am employed by a major electronics Company and we had submitted more than all they required by UKVACS

I AM SHOCKED.

Guys how and what should I do I am here in the Uk and my wife who is from Cebu is still in Manila at the present

Any advice will be nice.

Thanks from Mike.