Just read this thread for the first time and im sorry Rob and Elsa you have had so much grief. I hope it gets sorted.
One big issue that struck my mind is what do you do if it all goes wrong?
I did read that the goverment was looking into the issue as remittance is such a big industry now.
But companies like Xoom are not UK or EU based as far as im aware. I belive they are governed by US law?
Its something to bear in mind how would you be affected if they lost your money or they went in to liquidation etc?
Many of the brit Phill remittance comapnies seem to be a mixture of british and phill companies under whose law is your money covered by at particular points on its journey over to your loved ones in Phill?
