Opening a bank account!

[aromulus]

I went to the local Abbey yesterday with the ultimate objective of having a bank account that Pia and I could both have debit cards attached to, irrespective of whether the account would be a joint one or in the name of a single card holder.

Currently, Pia has the cash card for one of my flexible saver accounts and i transfer funds continually, (I mean as and when required)...

Anyway, the bank said that I cannot have 2 cards on the one flexible saver account. I cannot open a joint current account as she will have no credit status and I cannot add her to any of my current accounts as she will similarly fail any of the credit checks. Similarly, she cannot open a sole account so that she can have a debit card.

Can I ask, is that consistent with what you have experienced with other banks and how did your wife (invariably) open an account when here?

I would prefer to have a joint account with 2 debit cards attached to it and a separate account for my wifes savings either in her name or mine.

Cheers!

I had no problems at all opening a joint account for Jet with Lloyds TSB.

Before her arrival, I opened another account in my name, 1 week after she got here we went to the bank and added her name on it, no hassle whatsoever.

10 days later she received debit card, cheque book, paying in book and we both got new pin numbers.

Different banks, different rules it seems.

[Piamed]

I had no problems at all opening a joint account for Jet with Lloyds TSB.

Before her arrival, I opened another account in my name, 1 week after she got here we went to the bank and added her name on it, no hassle whatsoever.

10 days later she received debit card, cheque book, paying in book and we both got new pin numbers.

Different banks, different rules it seems.

What you did would have been the easiest option I thought! I think I maybe complicated things by mentioning what I was planning to do when my wife arrived; I should just have opened the account in my name and left it at that for now!

[kimmi]

I had no problems at all opening a joint account for Jet with Lloyds TSB.

Before her arrival, I opened another account in my name, 1 week after she got here we went to the bank and added her name on it, no hassle whatsoever.

10 days later she received debit card, cheque book, paying in book and we both got new pin numbers.

Different banks, different rules it seems.

we also used Loyds TSB when I arrive here and seems no problem so far..