Hi Sonia,
the 50000USD is only needed for the Special Retirement Visa which is a residency visa issued for life. you can visit and just get three weeks, extend to two months for 2100 pesos and then to six months for another 2100 pesos. You can then exit and return (pop over to Malaysia or HK). I am not sure if it would be any different if you were married unless your husband exited with you and you entered together you might get a one year balikbayan visa even although your husband was not OFW. Ths happened to me a couple of times when I came in with my wife who WAS OFW but then even afterwards they still SOMETIMES stamped me for one year, this was hit and miss and even the officials did not semto know what the rules were. One even suggested I LOOK for him on arrival and selec his desk!!!!!!!!!!!!!!!!!!!!!
