Yes Piamed, absolutely right. You said what I was trying to say better than I could.
It would be easy for us to say we got the visa because we did this and that and had this and that. But I have looked at other people's experiences - particularly since we submitted the visa when I was having doubts as to whether we would be successful - and they have done similar or done something better than we did.
I thought ours was a fairly straightforward application in that neither of us has been married before and we have no dependents. I was worried that the copy of my passport was simply that, a photocopy and not notarised, and also that the wedding plans were vague. My covering letter stated at least twice "If Daisy is called for interview she will be able to produce....." My budget was a couple of short columns and my bank statements showed as overdrawn in a couple of months with no explanation although I also evidenced some savings.
More by luck than judgement the 2 visits I have made to the Philippines were well documented with tickets, receipts, etc.
We have plenty of photographs although did not submit any with the application. My feeling being they were interview rather than application ecidence.
As I have said before this forum has been a source of inspiration and reassurance and sometimes challenge.