Quote Originally Posted by joebloggs View Post
it's ok saying use your nationwide account because they dont charge you, or the atm charges you £1.50 but what exchange rate are they giving you ?? is it constantly less than pnb or other banks give you ???

at least with pnb you can check the rate. what rate does nationwide give you ??

as i'm sure most people know there is no such thing as a 'free lunch' someone pays, and maybe even if you do get to take your money out 'free' with nationwide or anyone else, they will make the money back on a lower £ to php rate..
Joe, I am using Nationwide now for 8 years and in my own experience their (Nationwide) exchange rate is higher compared to PNB or any other remittances centre.