Keep reading on the forum and use the search button,as other members on the forum w/c already now in UK for tourist visa,some of them don't have much money on bank account,but some say need u have assets and savings....and i took this words from joeblogg one of our moderator,"its like lottery"...but it cost u only less than 10thousand pesos for the fee...so why not try a luck
So Good luck to you sis
