hi luna im from cebu also and i came here as a fiancee visa.this forum will help you a lot as you go through the stages of your visa and if u like i can help you just ask me anything! i definetly disagree about applying through an agency coz they cost a lot of money and its too much hassle.i didnt went through an agency instead i went directly to the british embassy which all i did was sent both our documents and of course the visa which was much more cheaper than an agency coz they really rip off a lot of your money and i just waited for a month then luckily i got my visa without any interview at all so really no hassle i was really plesead and happy about it! best of luck!
