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Thread: how do you budget things here in UK

  1. #91
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    a hectare of farmland will suit to budget some veges for daily foods. hahahaha


  2. #92
    Respected Member Tiggers0608's Avatar
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    Quote Originally Posted by gaius View Post
    a hectare of farmland will suit to budget some veges for daily foods. hahahaha
    a hectar of farmland just to feed a family for daily foods wow do you have a big family he he he


  3. #93
    Respected Member IainBusby's Avatar
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    Quote Originally Posted by Win2Win View Post
    Blame Kimmi, she's always doing that

    Come on now Kimmi, It's all your fault, you must stop doing this.


  4. #94
    Respected Member kimmi's Avatar
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    Quote Originally Posted by Win2Win View Post
    Blame Kimmi, she's always doing that

    Quote Originally Posted by IainBusby View Post
    Come on now Kimmi, It's all your fault, you must stop doing this.



    ok, I'll stop budgeting now..


  5. #95
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    Quote Originally Posted by kimmi View Post


    ok, I'll stop budgeting now..
    No Kimmi you shouldn't budge on the issue


  6. #96
    Respected Member Tiggers0608's Avatar
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    Quote Originally Posted by kimmi View Post


    ok, I'll stop budgeting now..
    i thought your not the one doing the budget anyways he he he


  7. #97
    Respected Member Tiggers0608's Avatar
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    Quote Originally Posted by faralorbes View Post
    I dont shop in primark bcs of the child labour in India. I have a budget planner spreadsheet in excel which you can download in microsoft template website. Instead of buying clothes why not buy a shares! My bf and i bought a shares and Im so happy about it. BUdgeting is really hard esp if you dont know how to control urself.
    yeah i guess your right, so what shares do you buy?


  8. #98
    Respected Member kimmi's Avatar
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    Quote Originally Posted by Tiggers0608 View Post
    yeah i guess your right, so what shares do you buy?


  9. #99
    Respected Member Tiggers0608's Avatar
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    Quote Originally Posted by kimmi View Post
    its true you buy the shares so means you still buying lol


  10. #100
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    Quote Originally Posted by Tiggers0608 View Post
    its true you buy the shares so means you still buying lol
    I am not buying anymore sis..


  11. #101
    Respected Member Tiggers0608's Avatar
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    Quote Originally Posted by kimmi View Post
    I am not buying anymore sis..
    wow your budgetting now lol thats new sis


  12. #102
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    Quote Originally Posted by Tiggers0608 View Post
    wow your budgetting now lol thats new sis
    I am just budgeting when it comes to M&S Cheesecake or else Clive will get


  13. #103
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    hmmm well as for a student like me, here's how my budget goes...

    >1 week travel card zone 2 - 3 less than 11 pounds
    >1 week food allowance - more or less 20 pounds (Milk, Cereals, Porridge, Eggs, Bread, Fruit Jams, Cheese, Mineral Water, vegetable salad, Fruits [apple, banana, orange])... try the Tesco basics... some are not really bad compared to the expensive ones.

    I eat heavy for breakfast, then I have free lunch at work. For dinner I drink Milk (protein) with fruit (usually banana)

    Sometimes I cook Filipino food like ADOBO, MENUDO, GINILING, that's good enough for 5 servings then I put the rest of it in the freezer so I could consume it when I have cravings.

    >Weekly rent - 32.50 pounds
    >Weekly Bills - 5 (electricity + water)
    >Internet - i use my neighbor's unsecured wireless connection
    >Mobile Network - 35 pounds / month (need the minutes for work)

    I set short term and long term goals where money is involve and I also put them into writing.

    I seldom buy what I WANT...

    Just be practical my friend.

    Good luck with your budgeting!


  14. #104
    Respected Member PeterB's Avatar
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    Quote Originally Posted by northstar28 View Post
    >Internet - i use my neighbor's unsecured wireless connection
    Hmmm ... that is illegal, and could get you into serious trouble!


  15. #105
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    Quote Originally Posted by PeterB View Post
    Hmmm ... that is illegal, and could get you into serious trouble!
    As well as gettig in to possible trouble.

    You just allowing all your data communicated to the internet and your pc to be open to people unknown to you.


  16. #106
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    Quote Originally Posted by faralorbes View Post
    I dont shop in primark bcs of the child labour in India. I have a budget planner spreadsheet in excel which you can download in microsoft template website. Instead of buying clothes why not buy a shares! My bf and i bought a shares and Im so happy about it. BUdgeting is really hard esp if you dont know how to control urself.
    Out of intrest what other shops and companies do you buy from?

    If you buy anything from a Third world country or even in the Uk the company maybe treating its workers unfarily.
    Do you know where the raw materials come from for all the items you buy?
    I doubt even the companies themselves do as they get traded around the world.
    http://news.bbc.co.uk/1/hi/programme...ht/7068096.stm

    Do you use either shops or resturants in the UK. Many treat there staff very poorly, ok they are adults but many examples of Wages made up of tips. Bending the rules so they work longer hours than they should do.
    Do you buy prepared food in the UK many companies have been caught using staff who are ilegally working and in some cases due to their status treated very badly in deed as they have no way to complain.

    Primark are very lax in there controls but i think a lot of people would be shocked how just about every one of the big retailers and blue chip firms allow bad practises to be performed out of our view.

    Where do you buy your food from

    http://www.pressgazette.co.uk/story....code=40376&c=1

    http://www.guardian.co.uk/business/2...s.supermarkets

    http://www.thisislondon.co.uk/news/a...ade/article.do

    http://www.guardian.co.uk/business/2...ernationalnews

    Did you check the companies you bought shares in are 100 percent ethnical?
    Do the staff or the company buy or have items supplied from factories in the third world?
    For example do they allow non free trade coffe or choclate in their vending machines? Some of which may have been harvested by child labour and adult labour with very very poor condtions and pay?

    Do you use a bank or trading company which treats its support staff fairly in the Uk and abroad?
    Many large firms are now signing up to the london fair wage which is far above the minimum wage which makes a big difference to many lowly paid staff who really struggle with the far higher costs of london.

    No point an indivual not buying in primark or gap or nike town if they then support other companies who use bad practises in a volume which far exceeds what you as an indivual would spend.


    Heres an intresting take on ethnical shopping and how it affects people

    http://www.nri.org/projects/InTheFie...na_ethical.htm


  17. #107
    Member northstar28's Avatar
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    Talking

    Quote Originally Posted by andypaul View Post
    Out of intrest what other shops and companies do you buy from?

    If you buy anything from a Third world country or even in the Uk the company maybe treating its workers unfarily.
    Do you know where the raw materials come from for all the items you buy?
    I doubt even the companies themselves do as they get traded around the world.
    http://news.bbc.co.uk/1/hi/programme...ht/7068096.stm

    Do you use either shops or resturants in the UK. Many treat there staff very poorly, ok they are adults but many examples of Wages made up of tips. Bending the rules so they work longer hours than they should do.
    Do you buy prepared food in the UK many companies have been caught using staff who are ilegally working and in some cases due to their status treated very badly in deed as they have no way to complain.

    Primark are very lax in there controls but i think a lot of people would be shocked how just about every one of the big retailers and blue chip firms allow bad practises to be performed out of our view.

    Where do you buy your food from

    http://www.pressgazette.co.uk/story....code=40376&c=1

    http://www.guardian.co.uk/business/2...s.supermarkets

    http://www.thisislondon.co.uk/news/a...ade/article.do

    http://www.guardian.co.uk/business/2...ernationalnews

    Did you check the companies you bought shares in are 100 percent ethnical?
    Do the staff or the company buy or have items supplied from factories in the third world?
    For example do they allow non free trade coffe or choclate in their vending machines? Some of which may have been harvested by child labour and adult labour with very very poor condtions and pay?

    Do you use a bank or trading company which treats its support staff fairly in the Uk and abroad?
    Many large firms are now signing up to the london fair wage which is far above the minimum wage which makes a big difference to many lowly paid staff who really struggle with the far higher costs of london.

    No point an indivual not buying in primark or gap or nike town if they then support other companies who use bad practises in a volume which far exceeds what you as an indivual would spend.


    Heres an intresting take on ethnical shopping and how it affects people

    http://www.nri.org/projects/InTheFie...na_ethical.htm
    I think we should discuss this matter on a different thread? We're talking about budgeting here, are we?


  18. #108
    Member northstar28's Avatar
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    Quote Originally Posted by PeterB View Post
    Hmmm ... that is illegal, and could get you into serious trouble!
    hmmm well just to give my point of view about this comment... unethical? yes if you're using it for the purpose of hacking their network. no if you're just using it for browsing and NOT affecting the bandwidth of the network AND if they don't mind about it... you're question might be : "does the owner knows that you're connecting to their wireless connection?" my answer is yes. how? we have a shared folder for MP3 and movies and other non malicious stuff.


    OK... back to our topic Re: Budgeting?

    Thank you very much.


  19. #109
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    Quote Originally Posted by northstar28 View Post
    I think we should discuss this matter on a different thread? We're talking about budgeting here, are we?
    Someone brought up the topic so i replied.


  20. #110
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    Quote Originally Posted by andypaul View Post
    Someone brought up the topic.....
    Puking choco bars.......
    Keith - Administrator


  21. #111
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    Quote Originally Posted by northstar28 View Post
    hmmm well just to give my point of view about this comment... unethical? yes if you're using it for the purpose of hacking their network. no if you're just using it for browsing and NOT affecting the bandwidth of the network AND if they don't mind about it... you're question might be : "does the owner knows that you're connecting to their wireless connection?" my answer is yes. how? we have a shared folder for MP3 and movies and other non malicious stuff.


    OK... back to our topic Re: Budgeting?

    Thank you very much.
    Unless a person gives you the express permission to link into the access point yes it is ilegal in the UK.
    Also unlikely to ever be found out but dont tell your isp (i cant see why you would but you never know) as for many it will be not allowed in the T and c's

    If you do share a access point and make sure its locked down (but not with ohh give me ten seconds wep).

    Unless you leaving it as a defence to fileshare, but then if someone else accesses it and uses the connection for an ilegal reason....

    Then unless you really can trust your life with this person do bear in mind they or people with access to their network may well have access to our data flowing back and forth.

    For example again maybe unlikely but if using a shared link and your bank details became known to others any phishing or bank fraud commited on your account insurance claim would possibly be invalidated as your not using a secure network in the eyes of the bank.

    I know if i was investigating a online banking fraud insurance claim the first thing i would do is ask what methods they used. Remeber they will look for any reason to invalidate a claim its there job.


  22. #112
    Respected Member doonat's Avatar
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    Quote Originally Posted by northstar28 View Post
    hmmm well as for a student like me, here's how my budget goes...

    >Weekly rent - 32.50 pounds
    >Weekly Bills - 5 (electricity + water)
    >Internet - i use my neighbor's unsecured wireless connection
    >Mobile Network - 35 pounds / month (need the minutes for work)

    Good luck with your budgeting!


    £32.50 pw in london? san yan pare?


  23. #113
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    Quote Originally Posted by doonat View Post
    £32.50 pw in london? san yan pare?
    Clapham common kaibigan... I'm sharing the room with my friend.


  24. #114
    Respected Member LEAHnew's Avatar
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    Quote Originally Posted by faralorbes View Post
    I dont shop in primark bcs of the child labour in India. I have a budget planner spreadsheet in excel which you can download in microsoft template website. Instead of buying clothes why not buy a shares! My bf and i bought a shares and Im so happy about it. BUdgeting is really hard esp if you dont know how to control urself.
    Interesting
    Quote Originally Posted by Tiggers0608 View Post
    yeah i guess your right, so what
    shares do you buy?
    I wonder as well

    Quote Originally Posted by andypaul View Post
    Out of intrest what other shops and companies do you buy from?

    If you buy anything from a Third world country or even in the Uk the company maybe treating its workers unfarily.
    Do you know where the raw materials come from for all the items you buy?
    I doubt even the companies themselves do as they get traded around the world.
    http://news.bbc.co.uk/1/hi/programme...ht/7068096.stm

    Do you use either shops or resturants in the UK. Many treat there staff very poorly, ok they are adults but many examples of Wages made up of tips. Bending the rules so they work longer hours than they should do.
    Do you buy prepared food in the UK many companies have been caught using staff who are ilegally working and in some cases due to their status treated very badly in deed as they have no way to complain.

    Primark are very lax in there controls but i think a lot of people would be shocked how just about every one of the big retailers and blue chip firms allow bad practises to be performed out of our view.

    Where do you buy your food from

    http://www.pressgazette.co.uk/story....code=40376&c=1

    http://www.guardian.co.uk/business/2...s.supermarkets

    http://www.thisislondon.co.uk/news/a...ade/article.do

    http://www.guardian.co.uk/business/2...ernationalnews

    Did you check the companies you bought shares in are 100 percent ethnical?
    Do the staff or the company buy or have items supplied from factories in the third world?
    For example do they allow non free trade coffe or choclate in their vending machines? Some of which may have been harvested by child labour and adult labour with very very poor condtions and pay?

    Do you use a bank or trading company which treats its support staff fairly in the Uk and abroad?
    Many large firms are now signing up to the london fair wage which is far above the minimum wage which makes a big difference to many lowly paid staff who really struggle with the far higher costs of london.

    No point an indivual not buying in primark or gap or nike town if they then support other companies who use bad practises in a volume which far exceeds what you as an indivual would spend.


    Heres an intresting take on ethnical shopping and how it affects people

    http://www.nri.org/projects/InTheFie...na_ethical.htm
    Make sense to me now

    Quote Originally Posted by andypaul View Post
    Someone brought up the topic so i replied.
    Don't make promises when you are in JOY. Don't reply when you are SAD.
    Don't take decisions when you are ANGRY. Think twice, Act wise. BE happy.


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